At RyskCo, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you visit our website, http://ryskco.com.
Who We Are
Our website address is: http://ryskco.com. We specialize in providing expert insurance advice and solutions, with a focus on property and casualty insurance, including niche high-value commercial property coverage in coastal areas.
Comments
When visitors leave comments on our site, we collect the information provided in the comment form, along with the visitor’s IP address and browser user agent. This helps us detect and prevent spam.
Additionally, an anonymized string created from your email address (also called a hash) may be sent to the Gravatar service to determine if you’re using it. Once your comment is approved, your profile picture will appear publicly alongside your comment. For more information about Gravatar’s privacy policy, please visit: https://automattic.com/privacy.
Media
If you upload images to our website, please avoid including any embedded location data (such as EXIF GPS). Visitors to the website can download and extract location data from images hosted on the site.
Cookies
To enhance your experience on our site, we use cookies to save certain information:
- Comments: If you leave a comment, you can opt to save your name, email address, and website in cookies for convenience. These cookies will last for one year.
- Login Page: We’ll set a temporary cookie when you visit our login page to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
- Logged-In Users: When you log in, we’ll set cookies to save your login details and display preferences. Login cookies last for two days, and display settings last for one year. If you select “Remember Me,” your login will persist for two weeks. Upon logging out, these cookies are removed.
- Publishing Content: If you edit or publish an article, an additional cookie is stored in your browser. This cookie contains no personal data and only stores the post ID of the article you edited. It expires after one day.
Embedded Content from Other Websites
Our website may include embedded content (e.g., videos, images, articles, etc.) from other websites. Embedded content behaves in the same way as if you were visiting the external website directly. These external sites may collect data about you, use cookies, and employ third-party tracking tools, especially if you have an account and are logged in to those websites.
Who We Share Your Data With
If you request a password reset, your IP address will be included in the reset email. Apart from that, we do not share your personal data with third parties, except where required by law or to protect our legal rights.
How Long We Retain Your Data
If you leave a comment, the comment and its metadata are stored indefinitely. This enables us to recognize and approve follow-up comments without delay.
For registered users, we store the personal information provided in your user profile. You can view, edit, or delete your personal information at any time, with the exception of your username, which cannot be changed. Website administrators also have access to edit user profiles as needed.
What Rights You Have Over Your Data
If you have an account on our site or have left comments, you can request an exported file containing the personal data we hold about you. You may also request that we delete any personal data we have on file, except for any information we are required to retain for legal, administrative, or security reasons.
Where Your Data Is Sent
Visitor comments may be processed through an automated spam detection service to ensure the safety and integrity of our website.